Never Lose Track of Money Lent to Friends & Family

Free loan tracker for personal loans. Keep relationships healthy with clear records and simple tracking.

  • Track loans, payments, and balances in one place
  • 100% free forever - no hidden fees or upgrades
  • One account works for both lending and borrowing
Start Tracking Free

Already have an account? Open app

Free Forever
Private & Secure
2-Minute Setup
KorLoans lender dashboard showing borrower list with loan amounts and payment tracking

Sound familiar?

"Hey, did you ever pay me back for that thing?"

— You, two months later, dreading the conversation

"Wait, I thought I already paid you $200 last month?"

— Your friend, genuinely confused

Scrolling through Venmo trying to piece together who paid what, when.

— Saturday morning accounting you didn't sign up for

Lending money to help someone out, then feeling weird about asking for it back.

— The reason friendships get strained over money

Lending money to people you care about shouldn't mean losing track of it. KorLoans gives both sides a clear record, so nobody has to guess.

Why People Choose KorLoans

Unlimited Loans
Track as many loans as you need, no caps
Borrower Portal
Give borrowers their own view into their loans
Private & Encrypted
No bank linking, no payment processing
100% Free Forever
No credit card, no upgrades, no catch

Get Started in 3 Simple Steps

Start tracking your personal loans in minutes. No complicated setup, no financial expertise needed.

Simple registration form for KorLoans account creation
1
Step 1

Create Your Free Account

Sign up in under 2 minutes. No credit card required, no payment information needed.

Loan creation form with amount, interest rate, and term fields
2
Step 2

Add Your Loan Details

Enter loan amount, interest rate, and terms. Add borrowers and set up your tracking preferences.

Loan details page with payment history and disbursement tracking
3
Step 3

Track & Manage Easily

Record payments, track balances, and keep everything organized. Both lenders and borrowers stay informed.

Start Tracking Free

No credit card required • Free forever

Built for Both Sides

Whether you're lending or borrowing, KorLoans gives you the tools to keep personal loans organized and stress-free.

One account for both roles - lend to some, borrow from others
Lender loans overview with multiple active loans and outstanding balances
For Lenders

Keep track of money you've lent out

Whether helping family or friends, stay organized with complete visibility into your personal loans.

Track Multiple Borrowers
Manage all your personal loans in one organized dashboard
Record Loan Details
Set loan amounts, interest rates, and repayment terms clearly
Monitor Payments
See payment history and outstanding balances at a glance
Track Disbursements
Log when and how much money was actually given to borrowers
Borrower dashboard showing personal loans and repayment progress
For Borrowers

Stay on top of what you owe

Borrowed from someone you trust? Keep your commitments clear with full transparency into your loans.

View All Your Loans
See every loan you've taken in one secure, private portal
Check Your Balance
Know exactly how much you owe and what's been paid
See Payment History
Track every payment you've made with complete records
Stay Accountable
Keep your financial commitments clear and avoid misunderstandings

Simple, Transparent Interest

We use straightforward flat interest calculation. No hidden fees, no complex formulas - just clear math that everyone can understand.

Example:

Loan Amount: $1,000 at 5% interest

Interest: $50 total

Total to Repay: $1,050

Built for Real-Life Lending

Whether it's $200 or $20,000, KorLoans keeps things clear between people who trust each other.

🏠

Lending to Family

Your sister needs $3,000 for a car repair. You lend it to her at 0% interest over 6 months. With KorLoans, both of you can see the balance, payment dates, and what's left. No awkward "did you forget?" texts.

✈️

Group Trip Loan

You covered $1,200 for a friend's share of the vacation rental. They'll pay you back $200 a month. Log each payment when it comes in and you both know exactly where things stand.

💼

Helping a Friend Start a Business

Your college roommate needs $5,000 to launch their side project. You agree on 5% flat interest over 12 months. KorLoans calculates the total, tracks disbursements, and records every payment automatically.

Frequently Asked Questions

Quick answers to common questions. For more detail, visit our Help Center.

Is KorLoans really free?
Yes. KorLoans is 100% free forever. No hidden fees, no premium tiers, no credit card required. We believe everyone should have access to simple loan tracking tools.
Can borrowers see their loan details?
Yes. KorLoans includes a borrower portal. Send an invitation to your borrower, and they can create their own account to view their loans, payment history, and outstanding balances. Everyone stays on the same page.
Is my financial information secure?
We use encryption to protect your data in transit and at rest. Your loan information is private and we never sell your data to third parties. KorLoans does not link to bank accounts or process payments, so there is no financial risk.
Do I need to link my bank account?
No. KorLoans is a tracking tool, not a payment processor. You do not need to link any bank accounts or financial institutions. Record transactions manually as they happen.
Is there a mobile app?
Yes. KorLoans is available on iOS, Android, and the web. Download it from the App Store or Google Play, or use it directly in your browser at kor.loans.
Can I use the same account to both lend and borrow?
Yes. Your KorLoans account works for both lending and borrowing. Lend money to some friends while borrowing from others, all managed in one account. Switch between lender and borrower views with one tap.

Have more questions? Browse our Help Center or contact support.

Start Tracking Your Loans Today

Join thousands keeping their personal loans organized. No credit card required, no hidden fees, completely free forever.

No credit card required
Works on iOS, Android & Web
Delete anytime, no strings

Already tracking loans? Open app